Alberta investor toolkit

Investment Property Calculator

Compare cash flow, BRRRR, flip, and short-term rental strategies with live Alberta-focused financing, closing-cost, lease, and return analysis.

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Manual entry Dropdown Editable estimate Calculated

Data Entry

Property & Goal

Investment Goal

What Do You Need?

Property Address optional

Prepared For optional

Purchase

Purchase Price ($)

Edmonton Tax Class

Cost to Close

Legal Fee ($)

Inspection ($)

Contingency (% of price)

Contingency Fund

Furnishings

Furnishings Amount ($)

AB Transfer Registration

AB Mortgage Registration

Other Closing Costs ($)

Land Titles estimates use the May 1, 2026 Alberta schedule for one title: $50 + $5 per $5,000 (or part) for the transfer and registered mortgage. Legal disbursements and extra titles may add cost.

Mortgage Details

Down Payment (%)

Down Payment ($)

Mortgage Insurance Premium (%) optional

Mortgage Balance ($)

Amortization (years)

Interest Rate (%)

Term (years)

Type

Monthly Payment

Fixed-rate payments use the Canadian semi-annual compounding convention. Actual lender payments can differ with product terms, payment frequency, premiums, and fees.

Current Income — Units

Include rent-upside analysis (adds a Market Rent field to each unit)

Parking Income ($/mo)

Other Income ($/mo)

Current Income (mo / yr)

Utility Fees Collected (mo)

Short-Term Rental Units

Number of STR Units

Long-Term Rent Comparison ($/mo)

Platform / Host Fee (%)

Annual Licence / Permit Budget per Unit ($)

Parking / Other Income ($/mo)

Estimated STR Revenue (mo / yr)

Edmonton requires a valid business licence for each STR dwelling. Four or more sleeping units rented separately can also require development and building permits. Enter your current licence/permit budget above rather than relying on a fixed fee.

Current Expenses

Property Tax (annual $) Estimate using Edmonton 2026 total tax rate

Insurance (annual $) Planning estimate as % of price

Utilities ($/mo)

Net Utility Position ($/mo)

Internet & Cable

Internet / Cable ($/mo)

Cleaning

Cleaning ($/mo)

Condo Fees

Condo Fees ($/mo)

HOA Fee

HOA Fee ($)

Management (%)

Management ($/mo)

Vacancy Reserve (%)

Vacancy Reserve ($/mo)

Repairs Reserve (%)

Repairs Reserve ($/mo)

Other Operating Expenses ($/mo)

Total Expenses (mo / yr)

Renovation Costs

Renovation Cost ($)

Payment Method

Financing Source

Interest Rate (%)

Payment Type

Loan Amortization (years)

Renovation Payment ($/mo)

ARV / Forced Appreciation

Include after-repair value (ARV) and exit-strategy analysis

After-Repair Value ($)

Selling Costs (%)

Hold / Rehab Period (months)

Refinance LTV (%)

Refinance Costs (%)

Return on Investment Data

Use planning assumptions (5-year hold, 3% property growth, 2.5% rent growth)

These are editable scenario assumptions—not forecasts or guarantees. Stress-test lower and higher cases before relying on the result.

ROI Duration (years)

Market Growth (%/yr)

Rent Growth (%/yr)

Total Cash Required

Notes

Property Notes

Live Presentation

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$0/mo Monthly Cash Flow

Key Metrics

Gross Income $0/mo

Total Expenses $0/mo

NOI $0/yr

Cap Rate —

Cash-on-Cash —

DSCR —

Cash Required $0

Cash Flow Before Reserves $0/mo

Income vs. Expenses (Monthly)

Cash Flow, Loan Balance & Property Value

Per-Door Metrics

Purchase price per door: $0
Monthly rent / revenue per door: $0

Unit / Lease Summary

Expense Breakdown (Monthly)

Expense	Monthly

Rent Upside

Short-Term vs. Long-Term Rental

ARV / Forced Appreciation

Exit Strategy

5-Year Projection

Debt Paydown $0

Cash Flow $0

Market Growth $0

Total Projected ROI $0 · 0.00%

Notes

Assumption Snapshot

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Planning estimate only. This calculator is not an appraisal, financing approval, tax opinion, legal opinion, investment recommendation, or guarantee. Verify rents, expenses, taxes, insurance, permits, financing terms, property condition, leases, zoning, and exit costs with qualified professionals before making a decision. Results may differ materially from actual performance.

Investor Tips: Increasing Income

Compare current rent with supportable market rent unit by unit; do not assume every increase is immediately lawful or collectible.
Price parking, storage, utilities, laundry, furnished terms, and pet arrangements separately when the lease and law allow.
Confirm suite permits, zoning, egress, fire separation, insurance, and utility capacity before underwriting unrecognized income.
Stress-test vacancy, repairs, interest rates, rent growth, renovation overruns, and a longer-than-planned exit.

Assumptions & Official Sources